Computer Professionals Program
Master of Science in Computer Science

Maharishi University of Management, USA

Financial Aid for Students from Outside the U.S.A.

Computer Science students outside Argiro Student Center.
Our financial aid options provide finances for many top students who otherwise could not afford graduate professional education.


Starting with the August 2016 entry, we will be awarding $1000 scholarships to applicants who score 90% or better on the quantitative section of the Graduate Record Exam (GRE) general test. Please click here to learn about the GRE. Please note that the scholarship reduces the total program cost (does not reduce initial tuition payment on arrival).

Option 1: Computer Professionals Loan

Defer most of your payment until after you get an internship.

Pay only between $5,000 - $7,500 when you arrive on campus. (You also need to have $2,200 for personal expenses.) The top students, as determined in our Admissions Office, pay the lowest initial amount. Applicant ratings are based on: undergraduate degree, courses taken, grades, English skills, and work experience. Also, if applicants do well on the optional GRE and TOEFL tests, this helps get higher status, and therefore lower initial cost. Your remaining expenses are paid through the Computer Professionals Loan — taken out after you are placed in a practical training job. No co-signer is required.

The loan is repaid from your earnings while you are employed as a student. The average starting salary of our students for practical training jobs is currently $65,000 - $75,000 per year.

The amount you pay at registration is based primarily on your academic and professional background, and your English fluency and communication skills. A high GRE score (particularly in the quantitative section) may help you to receive a higher level of financial aid. However GRE is not required for admission to the program. Your financial aid can be applied to your educational costs including tuition, fees, campus housing, and meals.

Tuition and Other Costs (Beginning August 2016).

Tuition for all MSCS courses, including distance education courses


Campus housing and meals for the Direct Track courses on campus


Student fees


Total Program Cost for MPP students


Total Program Cost for FPP students (1 extra month on campus)


Computer Professionals Loan repayment examples (For Direct entry (MPP) students).

If initial amount needed to enter program is:





Loan amount is:





Percentage of program cost covered by loan





Estimated repayment amount





Estimated monthly loan payment after starting U.S. work*





*Based on 24 monthly payments at current interest rate of 9.00%. Bank interest rates subject to change.

All amounts in US$. Based on 24 monthly payments at current interest rate of 9.00%. The lender is MidWestOne Bank, Fairfield, IA. Interest rates subject to change. MidWestOne Bank is not affiliated with Maharishi University of Management or any of the additional lenders listed under Option 2 (below). You may choose any lender available for education loans. Most of our students choose MidWestOne Bank because MSCS students at MUM are pre-approved for the loan.
Application and Solicitation Disclosure

Typical monthly budget during practical training at a U.S. company.

Monthly salary



Net income after taxes



Living expenses (rent, food, clothing, transportation, etc.)



Loan Payment






Option 2: Alternative Loan

Get US $1,000 tuition reduction when all expenses are paid initially. A U.S. co-signer is required.

If you have a co-signer who is a U.S. citizen or permanent resident with a good credit rating, you may qualify for an Alternative Loan. The Alternative Loan may be used to pay the initial amount needed at registration. You may also use the Alternative Loan to pay your entire program expenses. In that case you will get a tuition discount of US $1,000.

Click HERE for more information about Alternative Loans.

Click here to see other program options.

Other costs.

Once you are accepted to the program, you will be asked to pay a US $50 fee to cover the expense of shipping of your form I-20 by express courier. The Admissions Office will contact you about the fee after your application is processed.

The U.S. Consulate charges a $200 fee to process your student visa application. You will receive instructions for paying the "SEVIS fee" online to the U.S. consulate when we send your acceptance packet. Each student must pay a US $100 security deposit when first registering at the University. This deposit is transferred from one semester to the next and is refunded at the end of enrollment, less any amount due. Students are allowed to remain on campus for up to one month after their on-campus full-time studies are complete. They can use this time to look for their CPT positions.

Students are responsible for all travel costs between their country and the campus in Fairfield, Iowa, and all travel within the U.S. for the duration of the program. You are encouraged to learn the Transcendental Meditation (TM) technique in your home country before enrolling in the program. If you do not learn the Transcendental Meditation technique before arriving on campus from a qualified instructor, you will be charged an additional $480 fee for instruction. This fee may be added to the loan which you will take out after securing a practical training job. Note that instruction in the Transcendental Meditation technique is verified through submittal of an Admissions Supplement form by the TM teacher. Those who learn the TM-Sidhi program while on campus may also be required to pay an additional fee.

Students in the Preparatory track will be taking an additional course (FPP) and will be charged an additional $1800 tuition, and $840 more room and board charges.

Loan Preference.

You may choose any educational loan available to International students for payment of educational costs. We do not recommend, endorse, or prefer any specific loan. Option 1, MidWestOne Bank loan, is presented for you because it is does not require a co-signer and is guaranteed regardless of credit. Option 2 lists two other sources of loans which our students have used during the past year. The listed lenders are not affiliated with each other or our institution. You may choose any educational loan for which you may qualify.

Frequently Asked Financial Aid Questions

Note: Tuition, other fees, and financial policies are subject to change prior to the entry date.


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